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EMI Calculator

Calculate loan EMI, total interest and total payment for home, car or personal loans.

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About EMI Calculator

Plan a home, car or personal loan: see the monthly EMI, total interest and a year-by-year repayment table in rupees, dirhams or other currencies.

How to use EMI Calculator

  1. Step 1Enter your values or text in the tool above.
  2. Step 2The result updates instantly as you type.
  3. Step 3Copy or download the result.

Questions & answers

How can I reduce my EMI?

A longer tenure lowers the EMI but increases total interest. Part-prepayments reduce both.

Is EMI Calculator free?

Yes. Every tool on this site is free to use, with no signup, no watermark and no daily limit.

How accurate is this calculator?

It uses the standard formulas and current published rates. Treat the result as an estimate and confirm important figures with your bank, employer or tax adviser.

Does it work on mobile?

Yes. It works in Chrome, Safari, Edge and Firefox on Android, iPhone, Windows and Mac.