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SIP Calculator

See how a monthly SIP grows over time with expected returns, total invested and wealth gained.

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About SIP Calculator

See how a monthly SIP in mutual funds can grow, how much comes from your own money and how much from returns, with an optional yearly step-up.

How to use SIP Calculator

  1. Step 1Enter your values or text in the tool above.
  2. Step 2The result updates instantly as you type.
  3. Step 3Copy or download the result.

Questions & answers

What return should I assume?

Equity funds have historically returned around 10–12% a year over long periods, but returns are not guaranteed. Try a few rates.

Is SIP Calculator free?

Yes. Every tool on this site is free to use, with no signup, no watermark and no daily limit.

How accurate is this calculator?

It uses the standard formulas and current published rates. Treat the result as an estimate and confirm important figures with your bank, employer or tax adviser.

Does it work on mobile?

Yes. It works in Chrome, Safari, Edge and Firefox on Android, iPhone, Windows and Mac.